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Recently, courts have limited the amount you can recover in certain contexts. For example, if you have private health insurance, the health insurer pays a portion of your bills, and the rest is written off as a contractual adjustment. Have a very experienced personal injury lawyer with the resources and access to experts, such as accident reconstructionists and traffic safety engineers, to assist in proving your case.
Unlike some states, California does not have no-fault insurance. You will be responsible for paying your medical bills with your health insurance or your own funds unless you carry optional Med Pay coverage. If you do, your medical bills and those of your passengers are insured, up to your Med Pay policy limits, usually less than $10,000. After your bills exceed the Med Pay policy limits, you will be responsible for paying them.
If you lack this coverage or if your coverage has been depleted, then a claim needs to be made against the at-fault driver’s insurance, but it must be proven that the other driver was at fault. You should contact the experienced personal injury lawyers at Sacramento & Elk Grove-based John M. O'Brien & Associates with the resources and access to experts, such as accident reconstructionists and traffic safety engineers, to assist in proving your case.
DISCLAIMER: This article is not a substitute for legal advice and in no way constitutes legal advice or gives rise to an attorney-client relationship. Adequate counsel is fact-dependent and requires independent analysis and inquiry specific to your situation and circumstances. This article is simply meant as a guide to explain in general and brief terms certain issues and serves to provide general information. Contact John M. O’Brien & Associates at 916-714-8200 if you require legal help or wish to seek legal advice for your specific legal issue(s).